Top 10 Insurance Claim Tips
1. Be pro-active in the claim process and keep good notes.
2. You’re not on a level playing field when you’re dealing with an insurance claim.
3. Don’t pad or exaggerate your claim.
4. Give your insurance company a chance to do the right thing, but don’t mistake a friendly
representative for a friend.
5. Document and support your claim with proof, details, and estimates.
6. Present clear requests in writing that explain what you need, when you need it, and why
you’re entitled to it.
7. Think of your insurance claim as a business negotiation—you’re dealing with a for-profit
company.
8. Don’t sign legal documents without consulting with a qualified attorney or public adjuster.
9. Try to resolve problems informally but complain in writing, go up the chain of command
and/or use government agency help when necessary.
10. Get specialized professional help when you need it, start in the “Find Help” section of
www.uphelp.org